Choosing Between Financing and Leasing
When you're looking at the Nissan Frontier at Navarre Nissan in Lake Charles, you have some purchasing options. One is to finance the truck. If you decide to finance the vehicle, you can go through the process of direct lending or financing through the dealership.
Direct lending means that you would go to a bank or a finance company in Jennings, LA, to secure the funds that are needed to purchase the vehicle. You would then pay back the loan in monthly installments. Another option is to go through the dealership in Orange, TX, to secure financing. Each party will agree on the loan terms so that you know your interest rate, how much you pay each month, and any information about a warranty. There are usually several options available with dealership financing as they often work with multiple outside banks and credit unions.
If you're not sure whether or not you're going to keep your Frontier for a long time, consider leasing the vehicle in Sulphur, LA. This is similar to what you would do if you were to rent a car. You enter into an agreement with the dealership to keep the truck for a certain time. Mileage is usually a component of leasing as well.
Sometimes, the payments you make are lower than they would be if you were to finance the vehicle near Moss Bluff, LA, because you're simply paying to drive instead of purchase the truck. You would take the truck back to the dealership when the lease ends. You can make a new agreement to lease the same truck or look for another vehicle that you might want to drive in Lake Charles. If there's excess wear and tear on the vehicle, you would likely need to pay for the upkeep or repairs.
